Tag Archives: TRICARE

Navigating Urgent Care as a Military Family

urgent-careMy family has fairly extensive experience with urgent care. We have been very fortunate to avoid major medical issues and emergencies, but, like most people with kids, we’ve had our share of strep throat, stomach viruses, and recurrent ear infections. In true Murphy’s Law fashion, these situations tend to crop up at the most inconvenient times.

When my daughter was a toddler, I could predict her ear infections with remarkable accuracy based on the federal holiday weekend schedule when our Military Treatment Facility (MTF) would be closed for 3-4 days straight. Many times, I was faced with a decision on where and when to seek care that did not fit the category of emergency, but seemed quite necessary to me.

When you or a family member need unexpected medical care, it can sometimes be difficult to know who to call or where to go. Urgent medical conditions are those that do not threaten life, limb, or eyesight, but need attention to prevent them from becoming a serious health risk. Your options differ based on whether you have TRICARE Prime or Standard but, in both cases, your primary care manager (PCM), family doctor, or pediatrician is your best place to start.

For TRICARE Prime Beneficiaries
If you reach your PCM but they cannot provide an appointment within 24 hours, you can request a referral to a local network urgent care clinic. You can find a network urgent care clinic by using the Find a Provider tool on your regional managed care support contractor’s website: HealthNet Federal Services in the North Region, Humana in the South Region, and UnitedHealthcare in the West Region or by calling the customer service line.

If you are unable to reach your PCM, call your managed care support contractor to discuss your options.

A TRICARE Prime beneficiary who uses an urgent care clinic without a referral is choosing the TRICARE Point of Service option which results in higher out of pocket costs. The Point of Service option has a $600 family deductible. This means that your family has to pay $600 out of pocket before TRICARE cost sharing begins. If your trip to urgent care is your family’s first time using the Point of Service option, the entire fee will be applied against the deductible and you will be responsible for paying the urgent care clinic out of pocket.

For TRICARE Standard Beneficiaries
TRICARE Standard does not require a referral for urgent care. If you reach your family doctor or pediatrician but they cannot provide an appointment – or – if you are unable to reach your regular doctor, you can find a network urgent care clinic using the same options listed above. Your usual deductible and cost shares will apply.

This spring, TRICARE plans to introduce a Nurse Advice Line that will give beneficiaries another option for getting an Urgent Care referral. We will release details on the Nurse Advice Line as soon as they are available to us.

What questions do you have about TRICARE? Let us know in the comment section below and we’ll do our best to answer them!

karen-rPosted by Karen Ruedisueli, Government Relations Deputy Director

FAQ Series: Affordable Care Act and TRICARE – Dental, Vision, Breast Pumps

tricare-patientWith the roll-out of the Affordable Care Act (ACA), many TRICARE beneficiaries have questions about specific ACA provisions and whether those provisions will impact TRICARE. Specifically, military families have contacted us with questions about dental, pediatric vision coverage, and breast pumps for new moms.

General Information
The ACA defines “10 essential health benefits.” All insurance plans sold to individuals and small businesses (e.g., those sold on the exchanges) will have to cover items and services in the “10 essential health benefits” categories. Self-insured employers (large employers such as Apple, Home Depot, Yahoo, etc. who choose to pay claims from their own money vs. purchase a typical insurance policy for their employees) are exempt from the essential benefit requirement. More than half of Americans who have health insurance provided by their employers are in self-insured health benefit plans. Additionally, most large employer plans already cover most of the 10 broad essential benefits categories.

The ACA also requires most health plans to cover preventative services at no cost to the patient.

The ACA requires dental coverage for children. How does this compare to TRICARE?
Pediatric dental coverage is one of the ACA’s “10 essential health benefits.” The ACA gives states wide latitude to decide what specific “essential benefits” insurers must offer in their policies. According to the American Dental Association, most states will require plans to provide an adequate array of dental services (Utah is the only state to offer only preventative services).

TRICARE offers three dental programs for service members and military families: the TRICARE Dental Program, the TRICARE Retiree Dental Program, and the TRICARE Active Duty Dental Program. The dental programs offer coverage to active duty service members and their families, Guard and Reserve members (activated or not) and their families, retirees and their families, and surviving spouses and their children. TRICARE’s dental programs already cover children and the services included in the ACA mandated pediatric dental plans.

The ACA requires pediatric vision coverage. How does this compare to TRICARE?
Pediatric vision coverage is one of the “10 essential health benefits” the ACA requires. However, there is limited information on the healthcare.gov website regarding vision benefit specifics. According to the American Academy of Ophthalmology, individual and small group health insurance plans (such as those sold on the exchanges) will be required to include full coverage of childhood comprehensive eye exams and glasses or contact lenses for vision correction.

TRICARE offers coverage for routine eye exams for both children and adults. They will also cover treatment for medical conditions of the eye. TRICARE does not, however, cover contact lenses or eyeglasses for vision correction except under very limited circumstances. Visit the TRICARE website to read their Vision Benefits Fact Sheet (located on the right side of the page under “Related Downloads”) for details.

The ACA requires insurance plans to cover breast pump rental or provide breast pumps for new moms. How does this compare to TRICARE?
The ACA requires most health plans to cover preventative health services specifically for women, including breastfeeding comprehensive support and counseling. As part of breastfeeding support, the ACA requires insurers to cover breast pumps. However, plans that are grandfathered are exempt from this requirement.

TRICARE will only cover a breast pump if the baby is premature and meets certain criteria.

Will TRICARE’s coverage change to include these additional benefits the ACA requires?
TRICARE operates completely independently of the ACA which is concerned only with commercial insurers. Since TRICARE is not a health insurance policy or company, but a federal health benefits program, it is not subject to the laws that govern the insurance industry either at the federal or state level. As such, TRICARE is not required to adhere to the provisions in the ACA.

This does not mean that TRICARE will never change policy to enhance coverage. For example, to bring TRICARE in line with the ACA provision extending parents’ health insurance to their children up to age 26, the FY11 National Defense Authorization Act gave the Defense Department the authority to extend TRICARE coverage to young adults. Something similar would be required to provide pediatric vision and breast pump coverage to TRICARE beneficiaries, but no legislation or policy changes regarding these benefits have been introduced to date.

Do you have additional questions about how the ACA provisions impact TRICARE? Post a comment or send us an email at info@militaryfamily.org.

Posted by Karen Ruedisueli and Katie Savant, Government Relations Department

Preparing to Return to Civilian Life: A spouse’s perspective

crossroads-sign2With small budgets and shifting priorities, the mission for the U.S. military is changing. An estimated 123,900 service members will leave the Services within the next five years. Some folks signed up for one tour and only intended to stay in for that enlistment. Others joined knowing they wanted to make this a career. Regardless of the reasons for separating from the military, a significant number of current service members will not make the military a career.

When I read articles about downsizing, I immediately think about how this would impact our family; specifically what happens to our pay and benefits. Any entitlement to pay and benefits after your service member leaves the service will depend on the circumstances of separation.

For example, if the service member retires; he or she is eligible for retirement benefits. Unfortunately, most folks who are separating due to the drawdown are not eligible for retirement benefits. If you fall into the later category, here are some tips to help you prepare for life outside the gates:

Pay: This is a big one. You and your service member will need to decide how you will earn an income. It may be helpful to consider the following:

  • Your taxable and nontaxable income (i.e. allowances such as a housing allowance (BAH) are not taxable)
  • Your current and estimated expenses (i.e. if you are living on the installation now and will move back to your home town, check out the local rental rates, property values, utility costs, etc.)
  • The cost of living in your projected job market
  • Your estimated income needed to meet or exceed your current standard of living

Health Care: Health care is the largest non-monetary part of the service member’s benefit package. While the service member may be eligible for service-connect health care for life through the Department of Veterans Affairs (VA), your family generally loses coverage once the service member separates from the Service.

You may be able to receive health care coverage in the individual market, a health care exchange, or through an employer’s plan. Your family may be eligible to participate in TRICARE’s Transitional Assistance Management Program for 180 days of premium-free transitional health care benefits after regular TRICARE benefits end. After this coverage ends, your family may be eligible for the Continued Health Care Benefit Program (CHCBP).

CHCBP is a premium-based program offering temporary transitional heath coverage from 18-36 months after TRICARE eligibility ends. A family premium for 2013 is $2,555 per quarter.

Life Insurance: Whether you are separating from military service or retiring, you will need to decide what to do with your Servicemembers’ Group Life Insurance (SGLI) coverage. SGLI stays with you for an additional 120 days after you leave the service, and then it stops for good. You need to decide to either take Veterans’ Group Life Insurance (VGLI) or get your own individual life insurance.

For those who sustained injury or have chronic conditions, it is imperative to look at whether or not outside insurers will cover you. You can convert to VGLI in the specified time period without proof of good health. After that time period, you will have to prove you are in good health.

Keep in mind that Family Servicemember’s Group Life Insurance (FSGLI) provides coverage for your spouse and children. It may be converted to an individual policy, but not to VGLI. Companies listed on the VA website will convert spouse health coverage without proof of good health during a specified time period.

Ancillary benefits: Ancillary benefits may include the Commissary, Exchange, reduced child care fees, or discounts in your local community – all part of the overall military lifestyle and some elements of the military compensation package.

In most cases, you will not be able to continue to access these privileges; however, some communities may provide benefits for veterans. It is recommended you ask each establishment to determine what type of documentation you need to show if you are eligible to participate. You may find there is another type of discount, such as a community membership, for folks who live in a specific neighborhood, which is available to you instead of a military discount.

This is the first of a blog series discussing transition from military life to civilian life. What other transition topics would you like to see? Leave a comment below!

KatiePosted by Katie Savant, Government Relations Information Manager

Same-Sex Spouses: Welcome!

same-sex-military-coupleIt’s been over a month since same-sex spouses could register in the Defense Enrollment Eligibility Reporting System (DEERS) and receive a brand-new military family member ID and all the benefits it encompasses.

We have heard of the overwhelming welcome that these just-recognized military spouses have received. We have also heard of their pride in their new-found recognition as a military spouse.

In case you haven’t heard, once a spouse is enrolled in DEERS, he or she is eligible for the whole array of military benefits.

The most important benefits to most service members and their spouses are:

  • Military Family Member Identification Card
  • TRICARE health care coverage
  • Dependent-rate housing allowance
  • Eligibility for the family separation allowance
  • Ability to move off base to live with a spouse
  • Command-sponsored visas
  • Access to military installations and facilities, including: commissaries, exchanges, and Morale, Welfare and Recreation (MWR) centers; Family Center programs
  • Joint Duty Assignments
  • Access to legal assistance

The spouses of service members may also invoke the protections of the Servicemembers Civil Relief Act (SCRA), which provides certain protections from civil actions against service members who are called to active duty.

While military affiliated same-sex married couples are protected under Federal law, there are some states that don’t recognize same-sex marriage and may create stumbling blocks in accessing state benefits or services.

A recent example includes the refusal of National Guard armories in Texas, Oklahoma, Louisiana, and Mississippi to issue military ID cards to same-sex spouses because same-sex marriages are illegal in those states.

You should also check on other state legal requirements such as those associated with adopting biological children, or limitations to joint home-ownership. There may also be problems with accompanied assignments to countries where homosexuality is illegal.

The information landscape is in a state of constant change so check back with our website, and the Military Partners and Families Coalition, for updates.

New military spouses – welcome! Consider this your symbolic swat with the saber. And know that we are here to provide you and your military family the same helpful information and resources that we have been offering to all military families for more than 40 years.

kathyPosted by Kathleen Moakler, Government Relations Director

Navigating the Healthcare Crossroad: Active Duty to Reserves

crossroads-ad-to-reservesRecently, my spouse separated from active duty and transitioned to the Reserves. Healthcare was a major concern for us. While he was on terminal leave, we were eligible for TRICARE Prime, but we had to change service regions and find new doctors for any non-urgent treatment.

We were unsure about what would happen upon his separation date.

He had an assignment to a Reserve unit that processed him in the day after he separated from active duty, preventing a break in service. This made us eligible for the Transition Assistance Management Program (TAMP).

TAMP provides continuation of TRICARE coverage for 180 days.
We applied for TAMP through the Defense Enrollment Eligibility Reporting System (DEERS). If your dependents are not enrolled in TRICARE Prime upon separation, you will have to submit a new enrollment. This means there will be a waiting period before benefits can begin.

In the meantime, you will have TRICARE Standard coverage. If you were previously enrolled in TRICARE Prime, you can have your TRICARE Prime enrollment backdated to the last day of active duty service. It is important to submit a DD Form 2876 to your regional or local TRICARE office, because it cannot be backdated through web enrollment.

As a Reserve family, we are enrolled in TRICARE Dental and pay premiums. When called to active duty, my husband’s premium is suspended until his activation period is over, and he is covered under TRICARE Active Duty Dental Program. Dependents will continue to pay premiums for dental coverage during the activation.

Whenever we had questions, calling TRICARE or Military OneSource usually resolved things, but there were some paperwork headaches. The websites are pretty thorough and easy to navigate, even when we felt overwhelmed by all of the new changes.

Have you or your service member made this transition? Share your tips for transitioning from active duty to reserves in the comments below! 

brookePosted by Brooke Goldberg, Government Relations Deputy Director

Back to School: TRICARE options for college students

collegeboyYou’ve spent the summer months searching for the perfect dorm room essentials: mini-fridge, extra-long twin sheets, and the perfect papasan chair. But what are your college student’s TRICARE options?

Dependent children are eligible for regular TRICARE benefits while in college full time until their 23 birthday or until graduation, whichever comes first. After that, children may qualify to purchase TRICARE Young Adult.

The service member must update the dependent child’s “student status” in the Defense Enrollment Eligibility Reporting System (DEERS) to maintain the student’s TRICARE eligibility past age 21.

Before sending a son or daughter to college, it is important for military families to review their child’s health care options because some TRICARE options will work better than others. Here are some tips to consider:

Location. Where is the school located? Is it in a Prime Service Area? Contact the regional contractor for the TRICARE region where the school is located to determine if the school is in a Prime Service Area.

Transportation. Will your son or daughter have a car at school? Will your child be able to get to his or her assigned Primary Care Manager (PCM)? If enrolled in Prime, your child will need to see his or her PCM or additional fees will apply.

Cost. TRICARE plans have different cost sharing components and your student may need a split-enrollment in order to receive care while at college. A split enrollment allows some members of the family to be enrolled under one plan and other members of the family to be enrolled under another type of plan. For example, the family may be enrolled in TRICARE Prime, but the college-age student may be enrolled in TRICARE Standard. Or the college student may disenroll from Prime at his or her home location and re-enroll for Prime at the school location. Please review disenrollment options carefully. Students may be subject to a one-year lock-out if disenrolling from Prime and will not be able to re-enroll in Prime at their home location when returning for the summer. Families should check with their TRICARE contractor for more details.

On Campus Options. Many colleges and universities offer student health plans. Student health plans are considered other insurance, so TRICARE will be the secondary payer to any student health plan. TRICARE Standard and Extra work best with student health plans.

Visit our website for additional information about TRICARE options for college age kids.

KatiePosted by Katie Savant, Government Relations Information Manager

TRICARE Standard: Is it right for you?

flag-stethoscopeAs a new spouse, or even a seasoned spouse, the difference between TRICARE Standard and TRICARE Prime can be somewhat confusing. I remember how overwhelming it felt when I was faced with the decision on whether I wanted “Prime” or “Standard”. After reading through the literature available, as well as on TRICARE’s website, I decided TRICARE Standard was the best for me. If you are considering TRICARE Standard for your family, here are some points to consider:

TRICARE Standard is an option which allows you to choose your own doctor. You are able to see any type of doctor, from a specialist to a primary care physician. To search for the type of doctor you need, go to TRICARE’s “Find a Doctor” feature. If you choose a network provider, you end up paying less of a cost share . The cost share depends on what care you get at that particular appointment, whether or not you use a network or non-network doctor, or whether you are an active duty family member, retiree, or retiree family member.

The “in network” doctors file the TRICARE claims for you so you do not have to deal with the paperwork of filing the claim yourself. Using a network doctor is called TRICARE Extra . Also, there is no pre-authorization required when you need lab work or testing done. Each fiscal year you have an annual deductible to meet, which varies based on your service member’s status. As an active duty spouse, I pay only 20% of any allowable charges after I have paid my deductible for the year. There is also a $1000 “catastrophic cap” for active duty families. This means your out of pocket expense will not exceed that cap.

TRICARE patients have the option to choose which pharmacy they would like to use. Using TRICARE retail pharmacies are especially convenient for patients using TRICARE Standard, but are the most expensive option. Major drug store chains such as RiteAid, CVS, Target, and Walmart are in-network pharmacies. By using an in-network pharmacy, you are responsible for a $5.00 copay for generic medications and a $17.00 copay for brand name medications. You can save money if you use the TRICARE Pharmacy Home Delivery to have your prescriptions mailed right to your home.

A common misconception of TRICARE Standard is the idea that patients are not able to use the military pharmacy because they are not seeing a doctor at a Military Treatment Facility (MTF). As a TRICARE Standard user, you have the option to use the MTF pharmacies, which may be the best value if the MTF stock your drugs. Personally, I have never used a MTF Pharmacy because they were not as convenient for me because I did not live on the Army Post. However, if you want to save money, using the MTF pharmacy is a great option because both generic and formulary drugs have no copay!

TRICARE Standard has been the best choice for me because I enjoy choosing my provider instead of being assigned one. I also enjoy the flexibility of changing providers if I am not happy with my current doctor. Unlike TRICARE Prime, TRICARE Standard does not require a referral to see a specialist. Because of these choices, I don’t mind paying to see a doctor when I am ill and can’t survive another day without an appointment! I feel I am in control of my healthcare experience with TRICARE Standard. I encourage you to read about the other differences between Prime and Standard in order to make the best decision for your family. I hope that by shedding some light on the sometimes confusing and often-misunderstood TRICARE Standard, your decision may come a little easier.

Stephanie-OSullivanBy Stephanie O’Sullivan, National Military Family Association Volunteer, Fort Bragg, NC

Turning 65: Another milestone known as Medicare

Turning 65: Another milestone known as MedicareRecently, I began the rite of passage for another milestone in my life: turning 65. (And thank you to all those muttering under your breath, “I didn’t think she was THAT old!”) Armed with advice from my high school classmates via our reunion Facebook page and our Association’s website, I sat down at my computer to enroll in Medicare.

I was surprised by how easy it was to enroll online. My application was approved by the end of the week (which I could check online by using my confirmation number) and my Medicare card arrived in the mail a week later. Along the way, I learned a thing or two:

  • Somehow the whole world has received notice that you are soon turning 65. Every insurance company you’ve heard of and those you haven’t will start sending you information and calling you about Medicare supplemental insurance plans. Military retirees, their spouses, and survivors shouldn’t need those policies because they qualify for Tricare for Life, which picks up the cost shares not paid by Medicare. But, remember—to be eligible for TRICARE for Life, you MUST sign up for Medicare Part B!
  • You want to sign up for Medicare before you turn 65. If you wait until afterwards, not only will you turn 65 anyway (it’s inevitable), but you may also need to pay a penalty. I signed up in May before my August birthday.
  • You will start using Medicare at the beginning of your birth month. So even though you are not yet technically 65, Medicare thinks you are for part of the month.
  • You will need to get a new military ID card. My ID card was expiring in June so I thought I could kill two birds with one stone. I took my new red, white, and blue Medicare card with me in June to renew my military ID card. But all they did at the ID card facility was laminate my Medicare card and renew my “old” military ID card. I have to go back in August when I’m officially on Medicare. Then I’ll get a military ID card that doesn’t expire (and hopefully has a better picture).
  • You will need to update DEERS too.
  • It took me a while to discover how I was supposed to pay for my new Medicare Part B. (You don’t pay a premium for Part A.) If you’re already receiving Social Security, they deduct it from your paycheck. Otherwise, they send you a bill.

So now I’m waiting for August. 65!!! Yikes!

What milestone have you recently experienced in your journey as a military spouse? What advice do you have to share?

Susan-EversBy Susan Evers, Volunteer Services Coordinator, West Region

The Power of Volunteering

The power of volunteeringApril 21-27 is designated as National Volunteer Week and this year’s theme is “Celebrate Service.” The National Military Family Association is celebrating our volunteers, both past and present, who have made a profound contribution to the Association and the military families we serve. Today’s post is written by a volunteer about a volunteer, and is just one highlight of the great work all our volunteers do!

“Never be afraid to ask what you can do, because even if something seems really small, it can still help,” says Susan Reynolds, a military spouse and volunteer for the National Military Family Association. This philosophy, an unshakable optimism, and a genuine desire to contribute to her community keeps Susan fighting hard for military kids and families. She is committed to making sure that military kids, especially those with special needs, get the quality medical care they need and deserve.

Susan’s initiative started when her son was diagnosed with plagiocephaly, a condition defined by an asymmetrical distortion, or flattening, of one side of the skull. Her son needed a reshaping helmet, which she was told was not covered by TRICARE. The helmets can cost up to $5,000. Luckily, she and her husband were able to pay for it out of their savings account. However, she realized that not every military family could afford to do the same. “I don’t care what your rank is, that is a lot of money to come up with right away,” Susan says.

Even worse than the cost of the treatment was the uncertainty and delay Susan faced in getting her son properly diagnosed. “I was really given the runaround from the military treatment facility about TRICARE and what his course of treatment was,” Susan explains. Her experience convinced her that TRICARE and DoD can and must do better to ensure that military kids, especially those with special needs, are getting the care they need.

Susan soon became a tireless advocate for military kids and families. She worked closely with our Association’s Government Relations Department to understand TRICARE policy and how it should be changed. She founded support groups for military families with special needs children and met with Congressional staff members and other officials to share those families’ stories. During this time, while her husband deployed to Afghanistan, Susan’s home was hit by a tornado, but she never allowed herself to be distracted from her objective: to fight for military children.

Thanks in part to Susan’s efforts, Congress included a provision in the 2013 National Defense Authorization Act directing the Department of Defense to study TRICARE and its policies regarding care for kids. The provision, known as TRICARE for Kids, aims to develop and encourage health care practices addressing the specific needs of military children. “It was just so exciting to know that something I had worked on with the Association was passed,” Susan says. For her, knowing the President signed the bill that includes this provision is among her most rewarding and exciting achievements. She continues to work hard, however, to make sure that the results of the study reflect the real needs of military children and families.

To Susan, being a volunteer for the Association is her part time job. She enjoys reading, doing research, and keeping an eye on different issues happening in her local community and the greater military community. She never hesitates to talk about the Association and the people and organizations that she is involved with. She goes to key spouse meetings, to community blueprint meetings, talks to local nonprofits, and reports information associated with the military.

Susan will continue to work with the Association and to represent military families, as she wants to ensure people’s voices are being heard. She has received various awards and recognition  including one of the Air Force General’s coins. On more than one occasion, Susan was nominated as Air Force Spouse of the Year by different spouse magazines. Nevertheless, to her, knowing that she can make a difference and serve her community is the greatest reward.

Marlis Perez RiveraPosted by Marlis Perez Rivera, Volunteer with the National Military Family Association

Everything you need to know about the new TRICARE West Region Contractor, UnitedHealthcare Military & Veterans

Everything you need to know about the new TRICARE West Region ContractorThis month, the contractor managing the health care benefit in the TRICARE West Region changed from TriWest to UnitedHealthcare Military & Veterans (UnitedHealthcare). If you are enrolled in the TRICARE West Region, you should have received a welcome packet from UnitedHealthcare.

The TRICARE West Region includes Alaska, Arizona, California, Colorado, Hawaii, Idaho, Iowa (excluding the Rock Island Arsenal area), Kansas, Minnesota, Missouri (excluding the St. Louis area), Montana, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Texas (the southwestern corner, including El Paso), Utah, Washington, and Wyoming.

Continuity of care remains a top TRICARE priority, and UnitedHealthcare officials have pledged to the National Military Family Association and other beneficiary groups that it will make every effort to conduct a smooth transition. Here are some tips to help ensure your family has a smooth transition:

Keep Contact Information Handy
UnitedHealthcare Military & Veterans
1.877.988.WEST (1.877.988.9378)
www.uhcmilitarywest.com

Review your Primary Care Manager (PCM)
UnitedHealthcare has recruited more than 90% of the PCMs in TriWest’s network to be in their network. A searchable online directory is available on UnitedHealthcare’s website. If you do not see your current PCM listed in the directory, do not be alarmed. UnitedHealthcare is will continue to add more providers. It is recommended your ask if your provider is part of UnitedHealthcare’s network before you seek services.

Explore Enhanced Benefits
UnitedHealthcare will provide new benefits including Convenience Care Clinics, Urgent Care Centers, Centers of Excellence, and Telemedicine services. Keep checking the UnitedHealthcare website for more information about the enhanced benefits.

The National Military Family Association welcomes UnitedHealthcare to the TRICARE community. We look forward to continuing our ongoing dialogue about how to best meet the health care needs of military families in the West Region.

katiePosted by Katie Savant, Government Relations Information Manager at the National Military Family Association