Tag Archives: Reserves

Navigating the Healthcare Crossroad: Active Duty to Reserves

crossroads-ad-to-reservesRecently, my spouse separated from active duty and transitioned to the Reserves. Healthcare was a major concern for us. While he was on terminal leave, we were eligible for TRICARE Prime, but we had to change service regions and find new doctors for any non-urgent treatment.

We were unsure about what would happen upon his separation date.

He had an assignment to a Reserve unit that processed him in the day after he separated from active duty, preventing a break in service. This made us eligible for the Transition Assistance Management Program (TAMP).

TAMP provides continuation of TRICARE coverage for 180 days.
We applied for TAMP through the Defense Enrollment Eligibility Reporting System (DEERS). If your dependents are not enrolled in TRICARE Prime upon separation, you will have to submit a new enrollment. This means there will be a waiting period before benefits can begin.

In the meantime, you will have TRICARE Standard coverage. If you were previously enrolled in TRICARE Prime, you can have your TRICARE Prime enrollment backdated to the last day of active duty service. It is important to submit a DD Form 2876 to your regional or local TRICARE office, because it cannot be backdated through web enrollment.

As a Reserve family, we are enrolled in TRICARE Dental and pay premiums. When called to active duty, my husband’s premium is suspended until his activation period is over, and he is covered under TRICARE Active Duty Dental Program. Dependents will continue to pay premiums for dental coverage during the activation.

Whenever we had questions, calling TRICARE or Military OneSource usually resolved things, but there were some paperwork headaches. The websites are pretty thorough and easy to navigate, even when we felt overwhelmed by all of the new changes.

Have you or your service member made this transition? Share your tips for transitioning from active duty to reserves in the comments below! 

brookePosted by Brooke Goldberg, Government Relations Deputy Director